Design and Construction Insurance

Mechanical and Electrical Engineers, Structural and Civil, Ground Works and Building Designers – As a specialist Lloyd’s Broker, we develop cutting edge insurance solutions specifically based around your business exposures.

Who do Servca cover?

We cover a range of trade groups and professions, including but not limited to:

Design and Construction Professions we Indemnify
  • Architects
  • Cladding Contractors
  • Building Services Engineers & Designers
  • Consulting Engineers [Civil and Mechanical]
  • Ground Works
  • Fabrications and Erectors
  • Property and Estate Managers
  • Project Managers and Coordinators
  • Nuclear and Petrochemical
  • Fire Protection

Why do I need Professional Indemnity?

Professional Indemnity Insurance offers protection against defending claims, regulatory disputes, financial losses and losses that may result in destruction of business and reputational damage Professional Indemnity Insurance is also a compulsory and a contractual requirement of many professional bodies within the construction industry.

Claims are often found where the intentions of our clients have been good, but human error or lack of judgment, has created an error that directly affects the time-line and project leading to huge claims resulting in financial loss.

Many other professionals may also find they are required to hold and maintain coverage to comply with the terms and conditions of their contractors - particularly if involved in local authority, Hospitality, Educational, government contracts and those working for the large named, blue chip construction firms.

Professional Indemnity tailored to fit you

Whatever the size of the project you are working on, from individual building extensions to multi-million pound commercial projects, we tailor insurance solutions to your specifications.

We are able to work without clients by offering a ‘one-off’ larger limit for clients who are seeking a policy to cater to their requirements throughout the year on multiple projects and excess layer solutions for those clients seeking higher coverage limits.

As a specialist in professional liability for the construction industry, we often arrange limits up to GBP £100m (or in equivalent currency) for our international construction clients.

We specialise in working with clients who may have suffered previous losses or claim(s) in providing them with competitive priced indemnity cover to ensure business continuity.

Constructions workers on building site with a crane in the background