The ever present risk of Medical Negligence
As an Ophthalmologist working within the private sector, you will know that there is always the risk of one of your patients filing a claim against you, for the treatment you have provided (medical malpractice), or a variety of other reasons.
When it comes to our eyes and more specifically, a patient’s eyesight, there is no margin for error whatsoever. Having adequate levels of cover as an Ophthalmologist is therefore very important.
Servca’s bespoke Ophthalmologist Insurance
At Servca, we have developed a bespoke Ophthalmologist indemnity program to cater specifically to those wanting the highest level of indemnity cover and representation at affordable and fair premiums. This forms part of our medical indemnity insurance program.
It’s also a great alternative for those with previous claims, who may be struggling to find competitive cover elsewhere. We are able to provide an almost instant quote indication via our online tool to show you an estimated cost of your premium, should you choose cover with us.
What does Ophthalmology Insurance Cover?
When it comes to Ophthalmology Medical Malpractice Claims, the possibility of such liabilities can be incredibly expensive; both to defend as well as if you’re found to be legally liable. This is where the correct cover will protect you, by providing cover against:
- Losses with respect to both compensation claims.
- Costs made against you or your practice.
- This is including your own defence costs.
Private Insurance Vs Medical Defence Unions
Many Practitioners can become easily confused as to the difference between Private Insurance and protection offered by Medical Defence Unions, and what the right choice is when purchasing Medical Indemnity Insurance.
Medical Unions, generally speaking, are not legally obliged to protect you in the event of a claim. In fact if a claim arises you case will be reviewed internally by your Medical Union before they decide if they would like to indemnity you or not.
This means should your Medical Union wish to, they can refuse and therefore will not cover you for your claim, even if you have paid for Medical Malpractice Insurance. This leaves you without any protection; personally liable and vulnerable to huge life alter costs. Not only this, but irrespective of whether they indemnity your claim or not, you will find your membership fees increasing dramatically the following year.
Choose the Coverage You Deserve – Go Private Insurance
However with Servca’s specialist Ophthalmology Indemnity Policy, you can continue to practice with peace of mind that you have always wanted when it comes to your cover.
Our policies are legally binding, meaning in the event of a claim we cover you no matter what.
With coverage direct from Servca, you’ll know that you are protected fully and legally that is not only backed by ‘A’ Rated security, but also offers you optional run-off extensions to ensure you’re covered at all costs throughout your Ophthalmology career.