Ophthalmologist Indemnity Insurance
The ever present risk of Medical Negligence
As an Ophthalmologist working within the private sector, you will know that there is always the risk of one of your patients filing a claim against you, for the treatment you have provided (medical malpractice), or a variety of other reasons.
When it comes to our eyes and more specifically, a patient’s eyesight, there is no margin for error whatsoever. Having adequate levels of cover as an Ophthalmologist is therefore very important.
Servca’s bespoke Ophthalmologist Insurance
At Servca, we have developed a bespoke Ophthalmologist indemnity program to cater specifically to those wanting the highest level of indemnity cover and representation at affordable and fair premiums. This forms part of our medical indemnity insurance program.
It’s also a great alternative for those with previous claims, who may be struggling to find competitive cover elsewhere. We are able to provide an almost instant quote indication via our online tool to show you an estimated cost of your premium, should you choose cover with us.
What does Ophthalmology Insurance Cover?
When it comes to Ophthalmology Medical Malpractice Claims, the possibility of such liabilities can be incredibly expensive; both to defend as well as if you’re found to be legally liable. This is where the correct cover will protect you, by providing cover against:
- Losses with respect to both compensation claims.
- Costs made against you or your practice.
- This is including your own defence costs.
Private Insurance Vs Medical Defence Unions
Many Practitioners can become easily confused as to the difference between Private Insurance and protection offered by Medical Defence Unions, and what the right choice is when purchasing Medical Indemnity Insurance.
Medical Unions, generally speaking, are not legally obliged to protect you in the event of a claim. In fact if a claim arises you case will be reviewed internally by your Medical Union before they decide if they would like to indemnity you or not.
This means should your Medical Union wish to, they can refuse and therefore will not cover you for your claim, even if you have paid for Medical Malpractice Insurance. This leaves you without any protection; personally liable and vulnerable to huge life alter costs. Not only this, but irrespective of whether they indemnity your claim or not, you will find your membership fees increasing dramatically the following year.
Choose the Coverage You Deserve – Go Private Insurance
However with Servca’s specialist Ophthalmology Indemnity Policy, you can continue to practice with peace of mind that you have always wanted when it comes to your cover.
Our policies are legally binding, meaning in the event of a claim we cover you no matter what.
With coverage direct from Servca, you’ll know that you are protected fully and legally that is not only backed by ‘A’ Rated security, but also offers you optional run-off extensions to ensure you’re covered at all costs throughout your Ophthalmology career.
Benefits of working with Servca
High Quality Cover and Service We develop bespoke insurance solutions for our clients that are cost-effective and offer cover to protect our clients' interests, backed by 'A' rated insurers.
Contract-Certain Cover Unlike other providers, a policy from us will always protect you from negligence, covering you for any claim made during the active time of coverage, giving you complete piece of mind and security.
Market Comparisons We speak to all possible medical malpractice insurers and arrange a variety of quotes for you to consider so that you have different options to choose from.
Bound by FCA regulations and Treating the Client Fairly Everything we advise, do and commit to is regulated by the FCA and we obliged to always look out for the best interests of our clients.
No Excess In the vast majority of cases, you will have no excess to pay in the event of a claim.
Specialist Medical Indemnity Broker As pioneers in the healthcare liability insurance sector, we offer all our valued clients unrivalled advice and access to the world's largest insurance market (Lloyd's of London). Our Managing Director is a Medical Professional, so we fully understand your needs and tailor policies to suit you.