Dermatologist Insurance & Indemnity
Dermatologist Insurance – Protecting You from Legal Action
Whether you are a Dermatologist practicing in your own private Practice, or within a Group Practice, you’ll understand the kind of risks that come attached to a Medical Professional.
Regardless how good your services are, the threat of legal action being taken against you is always present. As a Specialist Doctor, your intention is to always help your patients – unfortunately if your patient feels your treatment is responsible for any negative side effects that may follow, you are likely to receive a Medical Negligence Claim.
Dermatology is a very sensitive area of medicine. When dealing with skin conditions, from eczema to acne, there is no room for error.
With that in mind, we decided to create a Special Dermatologists Indemnity Insurance Program. This caters to professionals who are looking to move away from traditional Medical Union insurance providers. Instead, we cover a range of professionals within the specialist sectors, including those who may have previously been subject to claims made against them.
Protecting Yourself against Medical Negligence Claims
As any Dermatologist knows, claims made against you in respect to you liabilities can be incredibly expensive if you have been poorly covered.
Should you be found legally liable you are personally responsible to cover any costs such as legal fees, to compensation awarded to the claimants.
In the event of this, a professional Medical Indemnity policy would cover these costs for you.
Cover Yourself with our Special Dermatologist Insurance
The final sum of any Medical Negligence Claim can be extremely costly and without adequate Insurance cover, it could result in a life changing decision such as the end your career as a Dermatologist.
Servca specialise in working with Medical Professionals such as yourself. We help protect individuals such as yourself again these high cost compensation claims, alongside the cost of defence claims should you need it.
Private Insurance Vs Medical Defence Unions
While many choose Medical Defence Unions as a source of protection, privately arranged Indemnity Insurance has proven to be a far more recommended. This is because Private Insurance offers more cover options as well as a contract of insurance at a competitive premium.
Medical Defence Unions (MDUs) do not offer complete absolute protection. With Defence Union Memberships, it is important to remember that their Indemnity Insurance is Discretionary. This means that when a claim is brought against you, the union has the opportunity to review the claim internally.
After reviewing your claim, the MDU will decide if they would like to cover you for the claim and it’s legal costs. If they decide not you, YOU are personally responsible to cover those costs. There have also been concerns on increased membership fees, regardless of if they cover you or not.
Bespoke Coverage Designed with the Dermatologist in Mind
At Servca, you can rest assured that your Dermatologist Insurance is a legally binding contract – If you received a claim, we will cover it no matter what.
Not only are our Indemnity Policies backed with an ‘A’ Rating in security but they also offer optional Run Off and Extended Reporting (along with other extensions). Allowing you to continue to practice the medicine you have trained to do with peace of mind should a lawsuit arise from Medical Negligence.
Benefits of working with Servca
High Quality Cover and Service We develop bespoke insurance solutions for our clients that are cost-effective and offer cover to protect our clients' interests, backed by 'A' rated insurers.
Contract-Certain Cover Unlike other providers, a policy from us will always protect you from negligence, covering you for any claim made during the active time of coverage, giving you complete piece of mind and security.
Market Comparisons We speak to all possible medical malpractice insurers and arrange a variety of quotes for you to consider so that you have different options to choose from.
Bound by FCA regulations and Treating the Client Fairly Everything we advise, do and commit to is regulated by the FCA and we obliged to always look out for the best interests of our clients.
No Excess In the vast majority of cases, you will have no excess to pay in the event of a claim.
Specialist Medical Indemnity Broker As pioneers in the healthcare liability insurance sector, we offer all our valued clients unrivalled advice and access to the world's largest insurance market (Lloyd's of London). Our Managing Director is a Medical Professional, so we fully understand your needs and tailor policies to suit you.