Doctors Surgery Insurance

Essential Coverage for Doctors Surgeries Insurance

Bespoke cover for all types medical practices, including employers and public liability complete with contents and medical equipment insurance.

Receive an instant online guidance quote to see how much you should be paying for your surgery insurance.

  • Doctors Surgeries
  • Private Clinics
  • Dental Practices
  • Dental Laboratories
  • Veterinary Surgeries
  • Acupuncturists
  • Chiropodist
  • Chiropractor
  • Counselling Service
  • Hypnotherapist
  • Medical Herbalist
  • Optician
  • Osteopath
  • Physiotherapy
  • Psychologist
  • Trichologist

Loss or Damage to Medical Equipment & Contents

Practice contents are covered both within and away from the practice, for example if patients or nurses take away equipment for short-term monitoring or home visits, or scanning machines are taken off site by a vet – providing it is only temporary – we are able to cover this.   

Refrigerated drugs and vaccines are covered up to £25,000 at any one location, offering you flexibility to increase this, bespoke to your requirements.

Public & Employers Liability Cover

We are able to offer Public & Employers liability as ‘stand-alone’ or as part of your Surgery Insurance package.  

Limits are set for Employers at GBP 10m and Public Liability can vary from GBP 2 to 5m, subject to your requirements. 

Bespoke Surgery Insurance based on your requirements

We understand that not all cover is required by all practices, so to avoid you paying for cover you may not need, we have some aspects of cover that are optional extras.

  • Cyber Liability
  • Portable Electronic Devices (Smart phones, tablets, laptops)
  • Legal Expenses
  • Locum Insurance
  • Income Protection for Private Practice

What do our standard Medical Malpractice Policies give you?

When you place your Medical Malpractice policy with Servca Group we ensure protection over the most common forms of Medical Negligence Claims suffered by all kinds of Medical Professionals. These forms of coverage can include:

  • Premature Discharge
  • Mental Harm of Patients
  • Sexual Harassment
  • Misdiagnosis
  • Patient Injury
  • Patient Referral Delays

You can read more about our Healthcare Insurance for Medical Professionals by visiting our information page.

What is Public & Employers Liability Cover?

Liability insurance is a form of cover that can be added onto your initial policy to protect from claims where harm has occurred. This can be split into two forms of liability insurance: 

Public Liability (cover from bodily injury and property damaged caused by a third party/service) and Employers Liability (cover from bodily / personal injury where the employer is responsible). 

You can read more about the basics of "Employers Liability Insurance" on our blog page.

Benefits of working with Servca

High Quality Cover and Service We develop bespoke insurance solutions for our clients that are cost-effective and offer cover to protect our clients' interests, backed by 'A' rated insurers.

Contract-Certain Cover Unlike other providers, a policy from us will always protect you from negligence, covering you for any claim made during the active time of coverage, giving you complete piece of mind and security.

Market Comparisons We speak to all possible medical malpractice insurers and arrange a variety of quotes for you to consider so that you have different options to choose from.

Bound by FCA regulations and Treating the Client Fairly Everything we advise, do and commit to is regulated by the FCA and we obliged to always look out for the best interests of our clients.

No Excess In the vast majority of cases, you will have no excess to pay in the event of a claim.

Specialist Medical Indemnity Broker As pioneers in the healthcare liability insurance sector, we offer all our valued clients unrivalled advice and access to the world's largest insurance market (Lloyd's of London). Our Managing Director is a Medical Professional, so we fully understand your needs and tailor policies to suit you.